Why it's Important to Pre-Qualify
Are you looking for a new mortgage? We'll be glad to talk about our many mortgage solutions! Call us at 310-379-5997. Ready to get started? Apply Here.
It's valuable to visit with a mortgage loan pro first, even if you haven't decided what type of house to search for. Why? When you do not know yet how much house you want to qualify for, how can we help?
We Will Help You Pre-Qualify
We will help you determine how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. During this process, we determine your borrowing power - reviewing your job, available money for down payment, debts, income, and other areas. It's short and basic; We keep the paperwork to a minimum.
We'll give you a Pre-Qualification Letter once you qualify, that states that we are confident you'll qualify for up to a predetermined amount of mortgage loan dollars.
A number of advantages open to you after you have found your next house, and have pre-qualification power. The first is that you'll be sure what you can afford when putting together the offer.
Having pre-qualification also will make your offer more attractive to the seller, like you were bringing them a big box of cash! They will not need to worry that they have been wasting their time if you won't be able to be able to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to be concerned about. You have the influence of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
Our mortgage professionals will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. This process leads you through your current financial situation - your debts, income, employment, cash available for down payment, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.
One on one
It's important to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! For another thing, we may find a different mortgage choice that is a better fit for you. Let us get you started: Call us at 310-379-5997.
Have questions about pre-qualifying? Call us at 310-379-5997. We answer pre-qualification questions every day.
Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.